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Your Fraser Valley Gal
Blog
**Beware! Shopping Your Mortgage Could Tank Your Approval 🚨**
multiple mortgage professionals working on your file can backfire—big time.
📢 Bank of Canada Rate Cut: What It Means for You (and Your Wallet) 💰
Will there be "emergency 50bps" rate cut?
Your Guide to Financing Mobile Homes in British Columbia in 2025: Options, Tips, and Expert Advice
If you’re new to the world of real estate, terms like *mobile homes*, *modular homes*, and *manufactured homes* can be confusing. What’s...
The Lowdown on Cashback Mortgages in Canada for 2025
the cashback mortgage—because who doesn’t like getting a chunk of cash just for signing up for a mortgage...
2025 Pay Off High-Interest Debt with the Best Balance Transfer Credit Cards in Canada
One effective strategy to pay off high-interest debt is by utilizing balance transfer credit cards.
5 Critical Tips for Self-Employed Homeowners to Maintain Good Credit in Canada
TIP: If you have a car lease or loan that is used for business have loan payments come from your BUSINESS account
Kiki Berg, Senior Mortgage Planner
Sep 23, 2024
Car Payments and Mortgages: The Great Canadian Tug-of-War
Hello, fellow Canadians! Ready to dive into the wild world of car payments, leases, and mortgages? Buckle up! It’s going to be a fun...
Kiki Berg, Senior Mortgage Planner
Jul 11, 2024
Mastering Debt: How to Consolidate and Rebuild Your Credit
Discover effective debt consolidation strategies, learn how to manage your credit wisely, and explore refinancing options to rebuild your cr
Kiki Berg, Senior Mortgage Planner
Jun 28, 2024
You bought a PRESALE and Can't finance it! What to do?
Purchasing Pre-Sale Condo’s? MUCH Due diligence is required when signing a PRESALE home. MUCH... Why am I writing this post today? There...
Kiki Berg, Senior Mortgage Planner
Jun 26, 2024
3 Secret Tips to the BEST Rates at Renewal.
3 Secret Tips to the BEST Mortgage Rates at Renewal.
Kiki Berg, Senior Mortgage Planner
Jun 25, 2024
Consumer Proposals: A Guide for the Consumer
How a consumer proposal affects your mortgage now and in the future.
Kiki Berg, Senior Mortgage Planner
Jun 6, 2024
Documents you need to qualify for a mortgage
Being fully pre-approved means that the lender has agreed to have you as a client (you have a pre-approval certificate) and the lender...
Kiki Berg, Senior Mortgage Planner
Jun 1, 2024
No Downpayment? No problem?
What is the No Downpayment mortgage in Canada?
Kiki Berg, Senior Mortgage Planner
May 31, 2024
Mortgages for Self-Employed Canadians
Everything you need to know to qualify for a mortgage when your self employed.
Kiki Berg, Senior Mortgage Planner
May 19, 2024
4 Costly Mortgage Mistakes of those New Home Buying.
Developers are throwing incentives to entice buyers and many are getting shocked with the ramifications when they close
Kiki Berg, Senior Mortgage Planner
May 5, 2024
ADD your renovation costs into your mortgage!
Did you find the home of your dreams, but the kitchen needs massive improvements and you can't afford it upfront?
Kiki Berg, Senior Mortgage Planner
Apr 17, 2024
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